Affirm: Buy now, pay over time Icon
Download Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

With Affirm, you can split almost any online purchase into easy monthly payments. Unlike a credit card, there are no hidden fees and no surprises. Just enter a few pieces of information for a real-time decision, then choose the payment schedule that works for you!
Category Price Seller Device
Shopping Free Affirm, Inc iPhone, iPad, iPod

HOW IT WORKS
1. Enter your purchase amount and where you’re shopping.
2. Get an Affirm virtual card and use it to complete your purchase.
3. Pay Affirm back over 3, 6, or 12 months.

Available rates (10–30% APR based on your credit) and terms are shown at checkout. A down payment may be required. A credit check is required, though checking your eligibility won’t affect your credit score. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey-chartered bank, Member FDIC.

Use the Affirm app to:
• Buy with Affirm almost anywhere online
• Make payments on your Affirm loans
• Manage your Affirm account

With Affirm, there are no hidden costs and no gimmicks. We guarantee that you’ll never owe more than what you see upfront. And if you pay early, you can save on interest.

ABOUT AFFIRM
Founded in 2012 in San Francisco, Affirm’s goal is to give consumers more control over their finances. We believe our services are only as good as they are convenient, honest, and secure. We employ encryption and information safeguards to keep your information safe at all times.

Reviews

App love? I love your service. It’s East and awesome thank you!
Yari Nic

I absolutely love your program! Great selection of item and easy too manage!!! Keep up the awesome work! Thank you!


Pet pev
mad mezell

My payment goes automatically so why does it always says my payment is overdue.bad business


Great Option
OhhDawg!

Affirm is one of the best options for all of your purchasing needs.I love it!


Easy to use
Spanjd09

In the age of making apps too complicated, this one is easy and direct to use!


Easy peasy
Dudeman 111

??


Affirm
Bertbert60

Affirm is absolutely awesome I appreciate the opportunity to make payments before I get the product. Secondly to be able to schedule my own to pay it off. Superb idea Kudos to the founder of this company!!! :) I will be glad when I can get an increase on my spending power!! Thank you


3 Stars is Generous
Jagan0591

I had been using Affirm for a long time now, and until recently loved it. But after my latest purchase, I have had nothing but infuriating hassle when trying to verify identity. After so many purchases, idk why they have to verify my identity yet again… and idk why they could not verify me even with clear pictures of my ID and my face. I have made multiple attempts to use them again and get blocked by verification failures every time now. I’m done. Making my final payment on the current loan and never using them again. Get your act together if you want people to enjoy the app and continue using it. I’m out. Never again.


Great App
Mzpuma42

This App is wonderful and I did not think it was true until i used it and now i am addicted to it


Cannot pay in 4
Mcsquizzers

I chose this method because I know I have bad credit. This gives me the opportunity to have payments. I was able to use this service as intended.. until now. I don’t care at all about being able to pay monthly. I’m qualified to spend my limit and pay in 4 at certain stores, but not all of them. Amazing, for example, I can only do monthly. Best Buy? I can pay in 4. I contacted support and they said it’s just “what the system determines would be best for you.” Where is this what’s best for me? I don’t even want monthly payments. I like my pay in four with no interest. It works. It’s fine. I’ve never had a late payment. Never requested an extension. And so you take the ability to pay in 4 for certain stores… forrrrr??? For what? I can still spend my limit at a different store.. so it’s not to protect you financially? So what is the reason the “system chooses what’s best” and eliminates the only option I use this service for?


Never works
_Queso95

It always says temporarily unavailable


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