Cannot pay in 4 – Affirm: Buy now, pay over time Review

I chose this method because I know I have bad credit. This gives me the opportunity to have payments. I was able to use this service as intended.. until now. I don’t care at all about being able to pay monthly. I’m qualified to spend my limit and pay in 4 at certain stores, but not all of them. Amazing, for example, I can only do monthly. Best Buy? I can pay in 4. I contacted support and they said it’s just “what the system determines would be best for you.” Where is this what’s best for me? I don’t even want monthly payments. I like my pay in four with no interest. It works. It’s fine. I’ve never had a late payment. Never requested an extension. And so you take the ability to pay in 4 for certain stores… forrrrr??? For what? I can still spend my limit at a different store.. so it’s not to protect you financially? So what is the reason the “system chooses what’s best” and eliminates the only option I use this service for?
Review by Mcsquizzers on Affirm: Buy now, pay over time.