Experian®: The Credit Experts Reviews – Page 19

5/5 rating based on 259 reviews. Read all reviews for Experian®: The Credit Experts for iPhone.
Experian®: The Credit Experts is free iOS app published by CONSUMERINFO.COM, INC.

Fix fico score

Jerry LZY

When outstanding debt in the credit utilization section is $0, the fico score drops for about 30 compared to $100 outstanding debt. Please fix this.


Great app!

Kfoertsch81

Easy to use and provides alerts for credit activity.


Credit score

Eddie jeffries

Subscribed to be able to monitor my scores and it is not working...passed 24hr mark


Disappointed

YoungMoney Family

Had me on hold for an hour and 30 min


This is a scam

lgbbnn

I cant believe i ever signed up for this. They make it impossible to cancel. What a waste of money


Amazing!

Roc R Chic

I'm new to building up my credit and I just love how easy and informing the app is!


HUGE SCAM

XOkatherineOX

FRAUDULENT SCUM!!


Sleazy Business Practices

fraudsucks

After having a freeze on my reports for years I had to temporary lift it to apply for a credit card for my new business. The free trial sounded great, so I signed up and noted in my calendar when the trial would end and monthly billing would start. I did pay $5 to temporarily unlock my report for my bank to view, but then attempted to stop the $9.95 subscription. No one at the company answered my emails and I sat on the phone for over an hour despite the recording saying the wait would be 7–10 minutes. The app is so easy to use, yet one is NOT able to cancel the subscription on it. This behavior is too blatant and Experian is obviously trying to prevent me from cancelling a $9.95 monthly charge for a product I do not need! I never asked them to compile my data, so why do I now have to pay them to not release this same data? THIS DATA SHOULD BR FREE TO ME SINCE IT IS MINE, fine if you want to charge the retailers and banks wanting these reports but to charge me and other consumers is greed.


When you need to contact them they are impossible to get a hold of

SLINGnLEAD-

Be prepared for hours waiting on hold to cancel.


Pros and Cons

stephhabdelhadi

Pros are : unlike credit karma where it will suggest something that is 99% UNLIKELY and lowers my score for getting denied it actually suggests a card that I WOULD get approved for to help rebuild my credit And my score even went up 30 points ! ? Cons, I don't feel like it is updated "daily" like they say & I have to keep paying $30 to get an updated information on the transunion and equifax score. Not bad, not perfect.