Monzo Bank Reviews

4/5 rating based on 68 reviews. Read all reviews for Monzo Bank for iPhone.
Monzo Bank is free iOS app published by Monzo Bank Limited

Highly Recommended for US Customer

Patel Harshank

I do like the idea but there is no credit card. It’s a online bank only. If they issue a credit card (visa preferred) it will be cherry on top of the cake. I like Monzo’s online bank but I would like them to have a credit card with it. Also, have to add more ATM Access as well as more ways to connect on like Zelle for US customers since Zelle has become one of the industry’s leading ways to share money. Also, support fir PayPal, Venmo and Stripe!


Cant contact them, Can’t open an account

SomeEngrStudent

You can’t do anything. Stick to Barclays/NatWest


Terrible, opaque onboarding process

rEdeVIL237

No regard for customer onboarding experience or customer service. Plenty of better options such as Starling bank


Non international friendly

Psychrox80

I currently reside in both the USA and UK but was denied an account with no explanation. I hate ASB excellent credit score, no debt, etc, and for some reason I wasn’t approved.


Great to use internationally

AB 1118

I find the US Monzo account limited with its offerings BUT on my first trip after COVID-19 I used it all throughout Europe and it is FANTASTIC! There are NO international MasterCard fees and they give you a reasonable exchange rate. When you pay, choose “USD” not the local currency and Monzo does the exchange. I love the fact it breaks down the purchases into categories. Also, Europe is notorious for ATM card skimming. By keeping a lower balance on my Monzo I limit my risk. I also use it instead of my regular bank card for cash withdrawals. I must say I like it and it’s practically the only card I use. Would love to see them do a Credit Card like Chime as you need a CC for many airlines and hotels App is recommended


Rejected without explanation

AppleCinnamon7

I’m a study abroad student studying in the UK. I wanted a UK bank to make things easier while I’m here, and my school recommended Monzo. I went through the application, but unfortunately they rejected it. It gave no explanation as to why my application was rejected, and they also gave no opportunity for me to reapply since I was thinking maybe I incorrectly input some information. Oh well.


Open Bank account in iraq

ReMaN J. Rahman

We are many of people need to open a bank account in UK but we can’t because we live in iraq there are any have to create ?


Perfect

Seriki K.S

Just Perfect !


App interface issues

SamGreenberg12!

Couldn’t even get past the address when signing up. I live in a large building, and it only went up to the first couple of flats but didn’t offer mine and there was no way to type in the address manually. Yes, Royal Mail does have my address. Can’t experience Monzo as a bank because the app in unfortunately not an option.


The worst bank i have ever seen , so bad

Hussin alshamey

Worst bank ever , so much fee and customer service is so bad if you run an online store don’t use this app or bank