Empower: Cash Advance $250 Icon
Download Empower: Cash Advance $250

Empower: Cash Advance $250

Featured by Apple as 2017's "New Apps We Love", Time Magazine's 2017 "The Best Apps of the Year" and Forbes's "Best Tech Apps for Finance", Empower is your FREE savings app that sets you up with a plan to build wealth, squash debt and tracks all your finances in one place. Easy money management app that is great for both budgeting and savings! And did we mention the best customer support in Fintech?
Category Price Seller Device
Finance Free Empower Finance, Inc. iPhone, iPad, iPod

Refer friends!
Get $15 when you refer 3 friends and they activate their accounts, and $5 for every friend after, up to $60. Your friend will also get $5 in CASH to kick off their savings!

See why our users love us:

“I saved $600 with a few taps and a few texts!” - Doug

"The AutoSave started me on the right track by taking 5% from each paycheck. It puts it into my savings account automatically. I quickly learned that I could add more at the end of each week on my own and have done so. This app is ingenious!" - Sam

"I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina

"Since using Empower, my credit score has increased from 680 to 720!" - Antonio

Here's what Empower can do for you:

- Tracking: see account balances and track spending across bank accounts, credit and debit cards. Your spending is always correctly categorized by our superior machine learning technology. Review your spending at month-end, or anytime, with our Custom Reports.
- Get in better financial shape with SpendTracker that monitors your spending per categories (dining and drinks, transportation) or vendors (Amazon, Lyft/Uber)
- For the first time ever, view your Coinbase balance and get frequent updates every time you log in Empower

- Savings: Find “free money” and opportunities to save with the Empower Savings Checkup, a powerful algorithm that analyzes your accounts for savings. Our users save an average of $230 by renegotiating their bills! You can also cancel unwanted subscriptions or earn more in interest with a better savings account.
- Save on interest rates by converting your credit card balance into a personal loan and protect your credit score by monitoring your credit utilization.
- Consider a better credit card for you, whether you want to reduce interest payment, build credit or earn rewards.

- Management: Transfer money between any accounts you own and pay your credit card bills with a few taps. Or set up automatic saving and debt paydown with AutoSave. Transfers and credit card payments are always free and secure.
- Stay on top of your money hands-free with intelligent notifications
- Talk to your Empower (through Siri). Pay your credit card bills and check your bank balances with Siri.

Know that you are protected!
- Empower uses state-of-the-art security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account.
- Your sensitive personal information is fully encrypted using SSL.

Empower is completely free! We currently support U.S. banks and institutions.

Reviews

Great for keeping track of where you spend your money
hahsbdbd

I have been on the hunt for the perfect financial app to help me with budgeting and goals. My ideal app would be able to link to my accounts, I would be able to easily see the different categories that I am spending money on (food, shopping, bills, etc.) and I would be able to create my own financial goals (for vacations, large purchases, etc.) Empower makes it SUPER easy to see exactly where your money is going to. It makes it easy to change thing from category to category if need be. Empower is easier to use compared to the other financial apps I have used including Mint and Clarity. My one request is to add a way to create personal financial goals. I want to be able to say “I want to save 10,000 in the next 3 years for such and such, where can I save money and how much money do I need to be saving per month in order to make this goal?” If I had that, Empower would be a five star, for sure.


Great, easy to use
mathwhiz1

Finally, a free money-organizing and tracking app that’s actually free! I’m a fan. Simple to use, lots of features but not too cluttered, doesn’t make you buy features that should be basic. Nice job on this one, folks!


Great financing tool
Xochi4

If this app had a widget it would be perfect


Love it
swestmoreland58

I love the app. It’s does everything that I want, however, it’s been a week An it has not updated an of my latest transaction. But over all it’s what I was looking for


Best Budgeting App
Memememememe1115

I love how easy it is to use Empower. I get the alerts I need and I am able to keep up with all my spending. I’ve tried several budgeting apps and this is definitely the best I’ve found.


Great app
BZNUPE92

I’m really enjoying it


Excellent App
Onesandzeros

I just wish they had a web app to complet the mobile app but thats a wish list item. no complaints! I love it


Good app
BravotheBrave1

Works well


Great app!
benkier

Use this app everyday. Really does a great job helping me keep track of my expenses. No more where did my money go question to my self. ?


Pretty handy finance app!
Pisull

Empower is great! There are a couple of features that I would like to see them add, but nothing is a deal breaker yet. The one annoying thing is that if a company charges you with the same transaction detail for every purchase you’ll be stuck categorizing transactions from that one company the same way (trying update a single transaction bulk updates all transactions with that company). For example, I go grocery shopping at Target, so for that specific transaction i would prefer to categorize the transaction to ‘groceries.’ I go back to target later and buy an Xbox- I don’t want that counting towards my grocery budget, but I have to decide which category I want all target transactions to live in.


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