Great collection of scores, but quarterly?!? – myFICO - FICO Score Monitoring Review

Obviously the collection of scores this app provided is the best there is. I’ve gotten real sick of thinking I know my scores only to end up finding out it was a different score used. This app provides all the ones that matter for all three bureaus. That aspect is fantastic. But the service and app aren’t perfect. First, for $50/month (Family Advanced), you better believe an update every 3 months ain’t gonna cut it! You’re basically paying $50/month for Fico 8 monitoring, which tons of other services offer for cheaper and do a far better job at it. Which brings me to my second point. At this moment, I also have a subscription with Experian and am watching daily increases to my Fico 8 with them while it hasn’t moved in 3 days with MyFICO. This is unacceptable performance for this cost! Your alerts and then score updates after alerts are weak and need to happen quicker than they are. In my opinion, it makes a lot more sense to pay for one month, cancel, and resubscribe each time just to get an update on everything else monthly. For $50, you bet your last Pringle all scores should be updated on a monthly basis. And on top of that, even if for some insane reason you did want to pay more to get it monthly, there’s no option for monthly updates for families. Update/Subscription Type Changes Mid-Feb. 2021: Decided to kill the Family Advanced and sign up for the individual Premier and it’s no better when it comes to score updates! I had an update to my Experian FICO8 like two weeks ago, 12 point increase, and per the MyFICO app, it’s still the old score AND the worst part is, it indicates a date AFTER the actual 12 point update, that my score was updated on their end. Something isn’t right on their score updating front. I mean FICO owns MyFICO don’t they?! Shouldn’t it be easiest for them to keep our scores up to date for the price we pay for them?! And on top of all this, the Equifax FICO8 will absolutely never update no matter what until your next monthly or quarterly update.
Review by jcoop269 on myFICO - FICO Score Monitoring.