I’ve been with Simple for six plus years... – Simple - Mobile Banking Review

I see a lot of negative reviews on here and I’m honestly quite surprised. (I noticed while updating my app) This may be my only apple review ever btw, but I thought I’d give someone hope that this is a good company. I’ve been with Simple since my early 20’s living in Michigan. As with any online bank, I also had a local backup through Chase Bank. In 2015 I moved to North Carolina where they have the worst banks available, (no chase). I signed up for a local credit union for back up, but use Simple as my everyday bank. Each year they’ve gotten a little better. It used to take days to get a check to clear, now it happens overnight. (If you take a picture of it before 5pm) It has taught me to budget and save money. No fees and I can find a ATM pretty much anywhere. The only thing I struggle with is getting cash into my bank. I don’t do this often but instead of putting cash into a ATM, you have to use a money order and take a picture. Not a huge deal, but not the easiest. Me and my husband now have a shared account along our own accounts. I pay bills from our shared and leave our own accounts for everything else. I love that I can switch between accounts seamlessly and send money to each account in two seconds. (As well as to friends with Simple accounts) Best part, we used them to buy our first home! Simple overnighted a check to them (all $7,000 or so) to our closing lawyers. Not problem what so ever. No fees! If I’ve ever had a question I like the ability to text a message via the app. Never had a problem there either... I see some people don’t trust writing their account number on the back of their checks. I don’t love it, BUT I’ve seen other banks begin to do this as well. (It is so you don’t try to deposit a check into multiple online banks) Again, not the easiest but not a big deal. So in all, when someone asked me how I learned to budget or how I learned to save money period? I tell them about Simple. I honestly couldn’t imagine banking without them.
Review by Whitneyt149 on Simple - Mobile Banking.