Good app, but the goal updates took a step backwards – YNAB Review

Great app, and have been using it for years. However, the new goal updates are unintuitive and not useful. Was very dissatisfied and disappointed. The monthly contribution is described as “Spend up to this amount each month” but that’s not the function of that goal. For example, if I set a monthly spending goal of $100 for utilities, but I only spent $75 in the current month, then I would only want to allocate $75 the following month so that the utilities budgets stays at $100 given that’s my monthly spending goal. However, the app is asking to allocate the full $100 on that following month, meaning my next month’s budget would be $125, which is more than I would want. This problem would just continue to grow over time after each month. Not useful and not practical when trying to plan future spending.
Review by JoseWouldKnow on YNAB.