No other choice – rapid!Access Review

Worst bank ever. Sadly my paycheck ended up in this account and I had no other choice than give it a try. Nothing but problems so far. First, for every transaction they hold 20% of the amount to make sure there’s enough funds available to cover it, which makes no sense since they’re the ones keeping your money and the account doesn’t have overdraft protection. Second, transactions without the physical card show up in my statement, and now I have to wait for a temporary credit and 90 days for an investigation. Third, the card that they gave me didn’t have my name on it, making impossible to get the money out of the account using some apps. Fourth, by the card not having my name, some merchants wouldn’t even accept it. Fifth, by holding 20% of any transaction, you’re not sure what your true balance is and it gets too confusing making it uncomfortable to pay anything with it and not thinking if you have enough balance to cover both. If you get stuck with this by mistake, good luck as you’ll needed it!!!
Review by xavy21 on rapid!Access.