Best Budgeting App Out There – YNAB Review

Let me start by saying that YNAB is the best budgeting app out there, and I’ve tried pretty much all of them. That being said, it’s not perfect, and I find it lacking some key components. Chief among them is the ability to see planned income VS scheduled expenditures. Maybe I’m wrong, but there’s no easy way to see how much money I expect to earn in a given month, compared to scheduled bills for the month. I get paid weekly, and that amount varies based on overtime, so what I end up doing is planning week by week, but I have no way of knowing if I’m meeting my obligations for the month without constant review of scheduled transactions. If I look through the budget, all underfunded categories appear in yellow, but there’s no hard and fast method to see all bills for the month compared to what I expect to earn for the month, in order to see how much discretionary spending I can afford for the month. Otherwise, the methodology behind YNAB is fantastic and is laser focused on budgeting. If you struggle with your personal finances, You Need A Budget!
Review by Kobusaf on YNAB.