You'll regret it – Simple - Mobile Banking Review

If you are considering using this service be prepared to be annoyed. Don't make the same mistake I did. Like most banks honesty isn't their thing. When you transfer money to your account from a bank account, a reasonable amount of time would be 2 days max. I transferred money over the weekend, it's the end of the following week and I still don't have my money. Their customer service claims it takes 3 days to transfer... So starting on Monday the first business day after I transferred funds I would expect the 3rd day to be Wednesday. It's not. At Simple the 3rd day would be Thursday. 3 days to them is actually closer to 5 because they don't start counting until the day after, and then you will be lucky if you get your money by the end of the 4th day. I got this card to help me budget and plan, and to keep my banks debit card out of the hands of thieves (there's been a lot of compromised accounts lately) I should have just stuck to carrying cash. At least I would have my money when I asked for it.
Review by scott502 on Simple - Mobile Banking.