M1: Investing & Banking

SIMPLE, CONVENIENT AND ZERO-COST INVESTING

M1 is a revolutionary investing tool where your money automatically and intelligently goes to work in the investments you want. Just pick your investments, deposit money, and let M1’s intelligent automation take care of the rest.

SIMPLE

M1 makes it easy to be invested exactly the way you want. You can invest in any company or ETF that trades on the NYSE or NASDAQ. With our intuitive design, it’s simple to build and organize your personalized investment portfolio.

CONVENIENT

Once you’ve built your custom portfolio, M1 is as easy to manage as a savings account. Just deposit or withdraw money and M1 intelligent automation does the work to keep your portfolio on track. You can also set up recurring funding to build your investments over time.

NO FEES, NO COMMISSIONS, NO NONSENSE

We charge no fees or commissions, so you can put your money toward your investments, not costly brokerage fees. Stop paying commissions and the high fees financial advisors and other brokerages charge and keep more of your hard-earned money.

BRING YOUR RETIREMENT INTO FOCUS

You’ll have the ability to easily roll over existing 401(k)s into a low-cost IRA, seeking to maximize investment opportunities and lower your fees. Don’t worry about the hassle of rollover paperwork because our Rollover Concierge team can guide you through the process.

EXPERT PORTFOLIOS

We offer dozens of professionally designed portfolios to help get you started. No matter your goal, we have an expert portfolio to meet your needs. You can use our expert portfolios for your entire portfolio or just a part – your choice.

FRACTIONAL SHARES

M1 puts every penny to work in your portfolio with fractional shares, ensuring that every dollar’s potential is maximized. With M1, you’re truly fully invested, because money will never sit idle. Fractional shares allow you to easily and inexpensively build a diversified portfolio.

SERIOUS SECURITY

Your security is extremely important to us. You can rest easy knowing all data transferred and stored is protected with best-in-class security standards, including 2048-bit encryption. Plus, as a member of the Securities Investor Protection Corporation (SIPC), all securities in your account are protected up to $500,000. (See http://www.sipc.org for more details.)

DISCLAIMERS:

To contact us, please email [email protected] or use the Support Center in the application.

These are investment products and are not FDIC insured or bank guaranteed. It is possible your investments could lose value. Diversification is not a guarantee of investment returns. This is not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where M1 Finance is not registered. Please note that retirement accounts may have additional fees. Market volatility, volume, and system availability may delay account access and trade executions. Please note that traditional IRA withdrawals are subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% Federal tax penalty.

© M1 Finance LLC, Member FINRA / SIPC

App distributed by: M1 Finance LLC; 213 W. Institute Place, Suite 301; Chicago, IL 60610; United States