Green - Budget Forecasting
| Category | Price | Seller | Device |
|---|---|---|---|
| Finance | $0.99 | Gary Cooper | iPhone, iPad, iPod |
Green lets you budget without having to budget. Green is not just another generic budgeting app. It is an income and expense tracking app with balance forecasting that automatically predicts your changing account balances over the next year.
HOW GREEN WORKS:
******************************
1. Create your forecast
-- Enter your current account balance
-- Enter your recurring income and expenses (mortgage/rent, groceries, utilities, savings, etc.) and their occurrence (weekly, monthly, bi-weekly, etc.)
2. Be informed
-- Know your 3 most important balances, current, pending and lowest
-- See where you will be financially in the future (a year from now, 6 months from now, etc.)
-- Make sure you will have enough income to cover future expenses.
-- Make sure you don’t miss any bills.
3. Budget decisions
-- Save for unseen expenses.
-- See how spending money today affects your future finances.
-- Experiment by adding, removing or adjusting expense items to find out how it affects your bottom line next week, next month even up to a year from now.
THE FINANCIAL FEED – Your personal finance tracker at a glance
*************************************************************
At the top of your financial feed are your three balances. The Bank balance is what the balance should be in your account. The Pending balance is the difference between outstanding transactions and the Bank balance. The Lowest balance is what your lowest balance may be in the upcoming year. Tap the Lowest title to display the expected date of the lowest balance.
After the balances is a forecast graph. This graph is the anticipated balances change over the upcoming year based on your budget. This is an easy way to know if your spending is trending up or down.
The last three sections are transactions. They are broken down into lists for pending, upcoming and past transactions. Pending transactions list income or expenses activities that you completed but it hasn’t reflected in your account yet. Once they have cleared your account, the transaction can be cleared in Green (swipe let on the transaction) and it moves to the Past 30 days’ section. The Past 30 Days’ section contains all the transactions that occurred in the last 30 days. Your whole account transaction history can be exported as an excel file for further evaluation by swiping left on an account in the settings menu. The upcoming section shows what transactions are coming up. Just swipe left on the transaction to pay early or wait for the scheduled date when the transaction automatically moves to the Pending section.
WHAT CAN YOU DO?
****************************
- Know when it's safe to spend
- Analyze your spending history
- Never forget another bill again
- Be budget aware even when you spend
- Have confidence in controlling your money
- Setup multiple budgets for different accounts
Don’t avoid controlling your money because it seems too intimidating and scary because with Green it’s easy. Because of Green’s forecast capability, you can plan for unexpected expenses, pay off debt earlier and finally take control of your money. Once you’re in control of your money your stress level will go down. Live life in control.
Reviews
Great idea but needs more to be truly useful
schoman
I've been looking for a simple app that would show me my forecasted checking account balance based on scheduled transactions. This app is close but needs these features before it is usable. 1. Ability to enter scheduled transactions before the scheduled date. 2. Ability to download transactions from your bank and match them to manually entered transactions. 3. View past transactions. It appears you can no longer see a transaction once it is entered. 4. Ability to reconcile your account.
Excellent forecasting app
ankurbs
I have been looking for a good forecasting app for years on the iTunes Store and I think I have finally found it. After using it for about week it seem to do just about everything I need it to. I was able to enter all my reoccurring expenses without an issue followed by the single expenses as well. I really the love the fact that it keeps entries in the pending area unless you clear it and verify the amount. That being said I would like to see 2 improvements: 1. The ability to see past transactions. Maybe 2 weeks worth of them. 2. The ability to change a single reoccurring event before the actually event occurs and without impacting the rest of the entries. Currently I have a monthly expense in April that I know will be different but if I try and change it before it moves into the pending area it will change the entire monthly entry. I just want the ability to change one forecasted event before it occurs and without changing any of the properties associated with that forecasted event. Even without these 2 items I still love using this app. Looking forward to more updates. ************************ I have changed my rating from 4 stars to 5 stars as the 2 items i listed above have been taken care of. Additionally, I am emailed today about adding a more advanced weekly repeating option (i.e. every 3 or 4 weeks vice just every 2 weeks) and the developer emailed me back in a few hours and said the update should be out in about a week! Awesome app!
Rip off
Jphubbs
Paid for this app? For what to manually input transactions and don't make a mistake. Can't fix it. I want a refund
Great simple but informative app
Torque7839
I like the app before but with the new update to view details of the transactions is just perfect.
Yes!!
mtndewski
Captures all my bills, income and forecasts cash flow balance (itemized by item/day change occurs - report and graph) a year out, “exactly” what I needed without all the fluff everyone else has. If looking for suggestions on enhancements, consider backup to iCloud, and export detail forecast data as report (eg pdf, txt, etc). It’s perfect so far, and it replaced my need to use Quicken, and this offers same peace of mind. Nice work.
Decent replacement to IReconcile
Shiplizard
Provides the ability to forecast budgets and enter one-time expenses, but it’s a bit of a slog. Pro: -forecasts account balances based on upcoming recurring transactions -forecast visible as graph or details -can set up recurring transfers as biweekly, triweekly, four weekly Con: -Unwieldy to switch between accounts if entering multiple transactions -Must step through 2-3 screens to post any single transaction (category; amount ; date if not today) -takes four screens to set up a recurring transaction -must go back through all four screens to edit any part of a transaction Summary: one of the only apps providing decent forecasting that integrates daily single transactions with recurring bills and payments, but it desperately needs to refine its user interface and allow single-page editing of transactions instead of shepherding you through four transitions so that you can enter a single piece of data per screen
Only budget app with forecasting
Dangerusty
Pros: forecasting Cons: design is hard to use until you get used to it (doesn’t seem to use the usual iOS app design guidelines) Could use more forecasting features such as planning remaining available funds after subtracting budgets.
Simple and Effective
ChrisHomeBuyer
I’ve always wondered why these top selling budget apps never have a prediction formula. Want to know if you REALLY can pay of that credit card or buy that new toy? You need to know more precisely how often your “fixed” expenses are paid out. Also paychecks are not just 2 a month, but don’t be fooled by the bonus ones that come twice a year. Sometimes if your money is tight then your expenses might collide at a certain point and cause chaos. Use this tool to predict your scheduled bills (even those bizarre annual ones such as taxes or a vacation) then take cash out each week for variable expenses (ones you have more control over). You could eat top ramen instead of dry aged steak or ride the bus instead of a limo. Now you’re in control and don’t have to worry about overdrafts.
Nice budgeting app
BillHIII
Nice app. Please add capability to backup data, maybe to Drive or Nextcloud.
