Fidelity Bloom®: Save & Spend

Category	Price	Seller	Device
Finance	Free	Fidelity Investments	iPhone, iPad, iPod

Fidelity Bloom is a free financial app and debit card with built-in cash rewards. We'll help you save more money and build better money habits.


Free to use.* No subscription fees.


EARN REWARDS WHEN YOU SPEND AND SAVE
Saving is easy—and automatic—when you use the Fidelity Bloom debit card.


• Annual savings match—Get a 10% match† from Fidelity on your first $300 of deposits into Fidelity Bloom Save.
• Earn 10 cents from Fidelity with every purchase—we’ll automatically deposit 10 cents into your Fidelity Bloom Save account every time you use the Fidelity Bloom debit card.
• Receive up to 25%‡ cash back—deposited into your Fidelity Bloom Save account when you shop through the app with 1,000+ participating retailers.
• Take advantages of other exclusive opportunities and incentives to earn more.


2 ACCOUNTS THAT WORK TOGETHER
Keeping your spending money separate from where you’re saving can be an essential step toward healthy saving habits. It’s easy to open your Fidelity Bloom Spend and Save accounts right from the app.


• Use Fidelity Bloom Spend as your go-to spending account for everyday expenses.
• Track the rewards you earn in Fidelity Bloom Save.
• Plus, automatically have all your Fidelity Bloom debit card purchases rounded up§—with the change going directly into your Fidelity Bloom Save account.


Fidelity Bloom accounts are brokerage accounts covered by SIPC insurance. They are not bank accounts and therefore are not covered by FDIC insurance.


CHANGE YOUR RELATIONSHIP WITH MONEY
You’ll get timely, personalized prompts that help you spot opportunities to save more, spend less, and improve your relationship with money and finances.


What does it take to get started?


• Open 2 brokerage accounts
• Add money to start using your accounts
• Make purchases with the Fidelity Bloom debit card
• Automatically earn rewards!


*The Fidelity Bloom App does not charge subscription fees. Fees associated with your account positions or transacting in your account apply.


†10% is an introductory, limited-time rate.
‡Cash-back rates will vary by vendor. Please review merchant terms before transacting.


§Fidelity Bloom® app users are defaulted into a round-up feature. Users may turn off this feature at any time via the Fidelity Bloom® app preferences center.


The Fidelity Bloom app's functionality is limited to your core position. Fidelity Bloom uses your brokerage accounts’ core position—which defaults to a money market fund** and, much like a wallet, holds your uninvested cash—to process your spending and saving transactions. You can select your core position during account opening. Visit Fidelity.com to access trading and investing features of your account.


**You could lose money by investing in a money market fund. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Before investing, always read a money market fund’s prospectus for policies specific to that fund.


The Fidelity Bloom Debit Card is issued by Leader Bank, N.A., and the debit card program is administered by BNY Mellon Investment Servicing Trust Company. These entities are not affiliated with each other or with Fidelity, although, the parent company of Fidelity has a minority percentage, noncontrolling interest in Leader Bank. Visa is a registered trademark of Visa International Service Association, and is used by Leader Bank pursuant to a license from Visa U.S.A. Inc.


Images contained in the screenshots are for illustrative purposes only.


The trademarks and service marks appearing herein are the property of their respective owners. Fidelity Brokerage Services LLC, Member NYSE, SIPC.


Fidelity Brokerage Services LLC, Member NYSE, [SIPC] (https://www.sipc.org/), 900 Salem Street, Smithfield, RI 02917


1028955.10.0