It had so much potential… – PocketGuard・Money&Bill Tracker Review

What attracted me to this app was that it would tell you how much money you have left over after all your expenses were paid. I had hoped this would be the one and only budgeting app I would ever need. Well where do I start? First off, while it automatically updates my chase bank info, it doesn’t automatically update my Navy FCU. I have request a code, then wait for this app to let me enter the code which takes at least a minute. Once it has the code then it takes about 20 seconds or more to update. All other apps continue to sync whereas PocketGuard gets amnesia. This is a big fail which the company really needs to work on. The second issue I have is the app predicting how much and when my next paycheck will be. I get paid by the law firm on the 15th and 30th of every month but if the day falls on a weekend then I’m paid on the Friday or Monday. You can’t program the app to adjust for this. Second, hours paid changes depending how many days are in a month. I.E. 30 vs 31st vs 28. While my hours are consistent, the payout varies according to the calendar. Simply put, some pay periods have one extra day or less a day or even. This app doesn’t account for those variations or allow to to program that algorithm. In comparison to Mint, Experian, NerdWallet, and WalletHub, PocketGuard ranks in the bottom of my list. So far down the list in that when I’m done with this review, I will delete it and not recommend it to anyone.
Review by CaptainJack63 on PocketGuard・Money&Bill Tracker.