Even if you spend money, prepare to lose, unless you spend more. – Top Drives – Car Cards Racing Review

The only time you will be matched with people at your own skill level or garage strength will be the first few hundred RQ. Once you hit the 500 RQ level, they match you up with people that will beat you, regardless of money spent. This is a pay to win game, and not a good one at that. Also, if an error occurs, you do not get a response from the developers, money wasted.
Review by Kreich1990 on Top Drives – Car Cards Racing.