Good concept but flawed – PocketGuard・Money&Bill Tracker Review

I like the concept. Instead of trying to log every transaction into different envelopes or buckets which can be very tedious, this just tells you how much you can spend in given day or week so you don't run out of money. At least that's what it's supposed to do. Problem is that transactions aren't read from your bank account in real time and are loaded in batches that may or may not reflect the actual date of the transaction. So you could have a situation where it downloads a week's worth of transactions and puts them all on the current date thus showing you have like -$600 to spend on that day when if you actually calculate your balance by the number of days till your next paycheck you are obviously very much in the positive. So it has potential but not very useful in its current form.
Review by electroMAN on PocketGuard・Money&Bill Tracker.