Tally: Pay Off Debt Faster Reviews

Not worth it

hal505

Interest rates are just as high, if not as high as most credit cards. They require you to pay a certain amount every month in addition to the interest, so monthly payments can be pretty high. I would consider a personal loan first.

Waste of time

KayPee3600

I have a credit score in the 700s and was still denied. Probably because I don’t make enough per year? I don’t get it. What is the purpose of this app if it doesn’t help you when you need help? Such a joke.

Sounds great but

Tmoody89

Sounds great in theory but requires a 660 credit score. In reality if your credit score is 660, you probably do not need a great deal of help with your credit cards. I’m also reading some people need a balance of 5K. Again if you have that much debt but a credit score over 660, you don’t need this app. If you do not qualify it refers you to an app with a waitlist.... Doesn’t seem practical.

Love this highly recommend

midnightkay

I absolutely love this app and would highly recommend. I had a 700 credit score but had about 12k in credit card debt with Wells Fargo. I wasn’t able to get a loan to cover the full amount but I was able to get a loan to cover 80% of it at a much much lower APR than what I have on my credit card. Plus a loan looks much better on your credit report than unsecured credit card debt. I can see how if you have several store cards and/or a low credit score this might not work for you but if you have decent credit and commonly used cards this is an amazing way to really help get you on top of debt.

Denied without merit

Flanjo1

I applied for the line of a credit with tally—/ but was denied I don’t know why. My credit score is 740, I haven’t been late or missed a payments on my cards for the last 3 years—- and I have an income. I’m not sure as to why my application would be denied—- my credit history is in well shaped. There arent anybody who can help.

Denied

Udeeka

Got denied because my score is 629. I thought the purpose of this app is to boost my score up by paying debt. Looks like it only helps higher score people which doesn’t make sense.

Huh?

FoeverHouseHunter

So I stuck myself with high interest credit card debt and I thought this could be helpful. But in reality it’s just more debt without eliminating the debt I have. THEY GIVE ME AN INTEREST BEARING LOAN TO MAKE MONTHLY PAYMENTS ON MY INTEREST ACCRUING CREIT CARDS!?!? This is as bad as a payday loan. How is this legal?

Love this app

Gameduh

Tally saved me over $100 so far and this is a great app to get because you don’t have to worry about the interest rate like 21% or above which is too high! That’s why Talley is perfect to get out of debt quicker! A+

Need a Fico score of 660+

Bigben1142

Poor communication from the app! Wanted to pay off my cards quicker and got declined before anything because as a normal person trying to build my credit back up, this “awesome” company wants you to have a score of 660 or more. If you don’t have the credit score don’t waste your time like I did!

Not compatible with all Credit Cards

mickthequik

Not compatible with USAA credit cards. What’s the deal here?

Tally: Pay Off Debt Faster Reviews – Page 3