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Pay Off Debt by Jackie Beck

If you’d love to watch your debt go down, track your progress, and know exactly when you’ll be debt free, then this app is for you...
Category Price Seller Device
Finance $4.99 Parallel Focus LLC iPhone, iPad, iPod

Whether you’re using the debt snowball method, a debt avalanche, or paying off debt in any order you like, the highly acclaimed Pay Off Debt app helps keep you motivated and moving to debt freedom.

Over 46,000 users can’t be wrong.

As Susanebw said, “This app is so simple to use and very flexible. But the greatest thing is when I realized with the snowball method, I can be debt free in two years!”

If you’re tired of money fights, working for the credit cards, and stressing out over expenses, Pay Off Debt can help you knock out your debts and change your life.

You can go from uncertainty, stress, and worry to doing the things YOU want to do. Guilt free. I know, because my husband and I paid off over $147,000 and are now completely debt free. You can do the things that matter to you too.

▶ ABOUT PAY OFF DEBT:

It’s different from the others -- not just because it's been around since 2009 and reached the #1 Financial app multiple times.

It's different because you don't JUST get the app. You also get someone who is on your side; someone who wants to see you succeed and reach the FREEDOM that awaits. I have helpful articles at TheDebtMyth.com, offer free email tips, and reply to your questions and comments.

And I don't bombard you with ads, charge you monthly fees, or try to sell you loans or credit scores in the guise of helping the way some do.

▶ WITH PAY OFF DEBT YOU CAN:

• Stay motivated by seeing your planned debt-free date and visualizing your progress.

• Pay off debts using the order and method that works best for you

• Compare & contrast how long it'd take to pay off your debt with different scenarios, and find out how much of a difference even a small extra payment might make. (You can make changes at any time.)

• See exactly how far you’ve come by viewing the payment history for each debt.

• Record payments several ways. For flexibility, you can record payments that are different from the regular minimum payment and record payments frequently.

• Avoid worry. Pay Off Debt doesn’t connect to your accounts or move money around for you. Instead, you do the behaviors that will help you become debt free.

• Have confidence. Pay Off Debt shows you amortization tables and a summary of your debt as a whole, and lets you make notes. It takes it all into account: interest rates, starting & current balances, your planned monthly payment, payment recorded dates, estimated time left, and even taxes & insurance (escrow) when adding a Mortgage/HELOC type debt.

• Work together with your spouse and/or an accountability partner. (You can email your info to up to 4 emails and share your debt snowball across devices if you’re using the same Apple ID.)

• Use additional features, like choosing the currency you want, password protection, etc. See https://www.thedebtmyth.com/pay-off-debt-app-info/ for the full list.

▶ WHAT OTHERS SAY ABOUT THE APP:

"The greatest thing since "Total Money Make Over". I absolutely love this app! It helps me stay motivated to keep that snowball rolling! AND instead of trying to come up with the words to explain it to my husband this app did it for me. He is 100% on board with dumping debt now!" -Steph

"I just paid off my first debt thanks to this app! I swear being able to watch my % increase and my amount due decrease really helped me stick to the snowball plan. Just mailing monthly checks, and reading the statements isn’t as rewarding as this plan. Now paying off my debt feels better than shopping!" -Berryhappy

"Unique way of knowing exactly what you owe and how much is left to pay. No other app does this as smooth and perfect as this one. Lots of different features and customer service is great!" - J_019

▶ DOWNLOAD PAY OFF DEBT NOW & HEAD TO FINANCIAL FREEDOM!

(If you have questions or ideas, please email me at [email protected].)

Reviews

Debt Snowball!
Peach2255

I really like this app; has snowball, customization of the payoff of your debts as well as a calculated debt free date. I have been using it for a while and I really enjoy how easy it is to use.


Crashing with fist use
**M*A*S**

Started to enter debts and app continue to crash every time. Frustrating!


Some things broken after last update, and missing features.
brian0r

After updating to the last version, existing graph data is not being displayed properly. Instead of showing the orange bar, it’s completely black. Also, this app is in ios12 but it feels like it’s made for iOS 9. Come on dev. We paid you. Give us biometric locking and cloud sync.


Good app, simple & helpful
AFish7878

This app’s simplicity is great to focus purely on the numbers and see your debt payoff progress. It’s helped me stay accountable and pay off credit cards much faster. Some of the features are counterintuitive and a little annoying, but once you get used to it the benefits far outweigh the drawbacks. Highly recommend.


Been using for almost three years
tlange

It is a great way to keep track of your debt and it is a great motivator to help you get closer to your goal of being debt free. When I am eventually debt free I will miss using the app because it has become a part of my bill paying routine


Motivated by seeing my progress!
Perpendicular 7

Love this app. Easy to use and helps me stay motivated to pay off debt, by seeing my progress each month.


Like this app.
CarmelBearrr

I like that I can configure my snowball and use it as a guide to help get out of debt. It also helps me see progress being made.


Love this app!
lewal50

Simply said this app helped change my life! I was in a never ending battle with with debt and the simple, straightforward use is this app helped change that. I was able to enter in everything and track my payments as needed. It was easy to modify and sort in the order I wanted to pay them off. Being able to see my progress is very helpful and motivating. If you are looking for a place to start, I highly recommend this app!


Used to be great
Carolina Panthers #1

Graph doesn’t work and app keeps shutting down since last update


Snowball melted
Since 2001

I love the idea of this app, however after a couple months of recording my payments, NONE of the balances are even close to the real balance. I have even cleared it and reentered the information. Still was incorrect.


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