Category | Price | Seller | Device |
---|---|---|---|
Finance | Free | Nikolay Spassov | iPhone, iPad, iPod |
Increase your savings. By setting up a budget, One Budget enables you to monitor your spending to help you plan ahead and meet your financial goals.
• Plan Your Expenses
With One Budget, you enter the types of expenses you wish to keep track of each month. Those categories can be as broad or as narrow as you like, but we encourage you to be specific. For each expense category you estimate the amount of money you plan to spend. You also need to enter your monthly income and now your budget is set.
• Visualize Your Budget
Each month you get an overview of your budget: what expenses you have planned and how much money you will save (and you should always try to save). You can see the size of each expense category as a percentage portion relative to your income. As a rule of thumb, it is good to keep your rent at no more than 25% of your monthly income.
• Monitor Your Spending
Keep track of your spending during the month by entering each purchase into an expense category. You can see how much you have spent on each type of expense and One Budget will show you whether you remain within your budget or you overspend. You can also view a 6-month spending history for each expense category. Should you find yourself consistently overspending a category, go to your plan and increase the budgeted amount.
• Increase Your Savings
Based on the budget you set, One Budget will give you a 12-month report on the savings you should expect at the end of each month. The report is updated to reflect any ongoing spending outside of your budget, or any changes in the dates or the amounts of your planned expenses. So this is how One Budget enables you to manage your finances with ease, accuracy and confidence.
This is a weird hybrid of a budget planner and a simple (as in, too basic) expense with a confusing flow to it- recurring payments are really more important than daily expenses? I don’t think so..
This is a great app for creating a budget and keeping track of spending. It's very simple to use, I love the colored bar graph showing how close I am getting to my spending limits, and the pie charts displaying how all my funds are allocated. The one improvement that could be made to this app is the ability to add notes to each spending entry. Right now, it only shows that you spent $X.XX on "utilities" or whatever you named your category. Sure, you could create a separate category for each individual expenditure, but the graphs would quickly lose their usability. Overall though, I'd highly recommend this app to anyone trying to manage their spending a little better.
At first it looked like a great app but it kept deleting or mixing up the expenses I put in. Ended up deleting it.
I have only used it for 6 weeks and everything is working better than I could have imagined. It's easy to figure out and it keeps me in target!
App looked great, until I tried to use it. Every time I open it, it crashes. Rebooted iPhone, and tried again, still crashes. Deleted!!! Too bad there's no option for 0 stars....
This one works for me, it was easy to load my budget, easy to customize categories and make changes and super quick to track spending. I don't like the automatic savings insertion that it creates based on the income stated in the budget. I only want to track my discretionary spending with this tool, so that feature is annoying, but not a deal breaker.
Love this app!! Is there a way to view past months expenses by amount in a listed format rather than the pie graph?
Been searching all types of ways to manage my budget mainly for savings and I finally found this app..and it's very simple and direct compared to all the other apps that I purchased and had to buy. Very satisfied and think this should contribute greatly to my savings