Grain: The Digital Credit Card
| Category | Price | Seller | Device |
|---|---|---|---|
| Finance | Free | Grain Technology, Inc. | iPhone, iPad, iPod |
COVID-19 Response:
We want to help in any way we can. So effective immediately, we are temporarily cutting minimum payments due in half.
3 STEPS TO GET STARTED
1. Sign up with any of the 1000+ banks we support.
2. Grain analyzes your cash flow and instantly offers you a revolving line of credit.
3. Transfer credit directly to your checking account and use your debit card as you normally would. Your credit limit automatically increases with good payment habits.
MORE COOL FEATURES
Automated Payments
Automate your payments so you never fall behind.
Overdraft Prevention
Prevent your checking account from sneaky overdraft fees. Grain automatically transfers credit to your account when you’re about to overdraft.
Automated Credit Builder
Automate your credit building without thinking about it. Grain transfers small amounts of credit to your checking account and repays it with zero interest.
Credit Score Monitoring
Monitor your credit score over time so you can track your progress and credit health.
Credit Reporting
We report to Equifax and Experian credit reporting agencies to help build your credit score.
Personalized Credit Score Insights and Recommendations
Get personalized insights and actionable recommendations on how to improve your credit score with credit tips.
Fees
12% APR and 1% Finance Charge on Credit Advances. We don’t believe in unnecessary fees.
Bank-Level Encryption
256 bit bank-level encryption to protect all your data. We NEVER share your data.
FDIC-Insured
FDIC-insured up to $250,000.
Grain is headquartered at:
505 14th St
Suite 900
Oakland, CA 94612
Terms of Service: https://trygrain.com/termsofservice/
Privacy Policy: https://trygrain.com/privacypolicy/
