EarlySalary - Instant Loan

EarlySalary makes use of the proprietary algorithm and formulates a SocialWorth score (SW score) basis of robust social media underwriting systems to avail instant cash swiftly and provide the best experience to the users who need a salary advance/instant cash. We go beyond traditional credit ratings, in fact, having a credit history isn't necessary to avail a salary advance, we’re here for all the first time loan takers as well.

Today with-in just a year and a half, EarlySalary has already disbursed 1,50,000+ salary advances to young working professionals and is changing the way young India accesses the credit. It just takes 30 minutes for approval and cash is transferred the same day. For repeat users, the money is transferred the very next minute. Once your EarlySalary application is approved you are free to spend the money, the way you like, no questions asked

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How it works?

1. Log in to the EarlySalary mobile app and verify your mobile number.

2. Upload a few basic details and documents on the app. Your information will only be used internally, we love privacy as much as you do. Within 10 mins of your loan application, you'll be notified of your approval status.

3. Once your loan is approved, simply select the loan amount and EarlySalary will credit the money right into your bank account within minutes.

4. EarlySalary also tells you about your repayment date. Faster repayment increases your SW score, which allows you to earn credibility and borrow more easily.

That’s it! We wish making money was equally simpler. EarlySalary is the fastest and easiest way to get a personal loan instantly. Everything is app based - from loan application to loan repayment.


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Make most of your salary advance:-

Now, with our Amazon offer, you can shop all you want right now and pay in 3 EMIs at no extra cost. So, Go Shopping!

Get instant credit on FuturePay wallet to shop at Big Bazaar and pay after a month at ZERO cost.

Also, use your salary advance to book tickets or shop on Niki.ai and pay back after a month at no extra cost.

We work in collaboration with a lot of corporates to offer their employees our "Salary Advance" benefit along with other special offers.

We offer Personal loans at an APR of 30% which translates to 2.5% for a month. The loan tenure is 3 months and there are no prepayment charges on foreclosure of the loan.

Operational cities: We are currently live in Pune, Bangalore, Mumbai, Chennai, Hyderabad, Delhi NCR, Jaipur, Ahmedabad, Visakhapatnam (Vizag), Mysore, Coimbatore, Vijayawada, Mangalore, and Chandigarh & Kolkata.