Category | Price | Seller | Device |
---|---|---|---|
Finance | Free | Donut, Inc. | iPhone, iPad, iPod |
SAY GOODBYE TO IDLE MONEY
Your money is at work 24/7 with Donut, earning high yields in real-time through P2P lending. Our automated tools help you save smarter by collecting and invest your spare change and scheduling recurring investments daily, weekly or monthly. Donut is the fully customizable way to grow your savings, so mix and match to find a saving approach that's right for you.
GET STARTED IN MINUTES
Set up in just a few quick steps:
1. Create an account and verify your identity
2. Connect your bank (9600+ US banks supported)
3. Make a deposit, automate your saving and start earning!
SPEND, COLLECT, INVEST
Automatically collect your spare change from everyday purchases such as coffee, groceries and gas. Donut puts this spare change to work immediately. You can even multiply every cent you collect to boost your savings.
EARN MORE INTEREST
No matter how much or how often you save, Donut can supercharge your money. Deposit directly from your bank account and earn interest at rates as high as 8% APY, every minute of every day. Donut pays interest in real-time, so you can literally watch your savings grow 24/7.
FLEXIBLE AND OPEN
Donut has no fixed terms or minimums. Unlike traditional high-yield savings products, you can move savings in and out of Donut without locking into annual commitments. To cash out, simply transfer your funds to your Donut cash balance and withdraw via ACH.
REFER FRIENDS AND EARN $10 EACH
Invite friends to Donut and you'll each receive a $10 bonus. Simply share your personal referral link with a friend. Once they sign up and make their first deposit, you'll each receive a $10 bonus instantly. It pays to pay it forward on Donut.
DIGITAL ASSETS ONLY
Donut is firmly committed to growing your money with digital assets in a safe, secure and transparent way. As such, we avoid the stocks and exchange traded funds of the past, removing financial and logistical barriers and empowering anyone to earn yield in DeFi markets.
As with any financial product, certain risks are involved when investing in digital assets with Donut and users should exercise discretion accordingly. Digital currency is not legal tender, is not backed by the government and Donut accounts are not FDIC insured.
*Note that interest rates vary based on dynamics in the decentralized finance markets for DAI and other digital assets. Interest rates have varied between 1% and 8.25% APY since July 1, 2020.