Debt Free - Pay Off your Debt Reviews – Page 4
4/5 rating based on 101 reviews. Read all reviews for Debt Free - Pay Off your Debt for iPhone.
Debt Free - Pay Off your Debt is paid iOS app published by Mobile Innovations LLC
Pretty Decent for Most
brahim-el
This app is pretty decent if your debt situation doesn’t consist of hundreds of debt items. I like the what-if feature and the choice of payoff plans. What I don’t like is the way the syncing works. When I ran the sync, my secondary device did not pick up the debts from my primary device even after having pressed the sync changes button, until I closed the app on the secondary, then re-opened it. But now that I know this, it’s okay. I paid my car note off ahead of schedule because I was able to calculate what to pay under a different scenario, for example.
Functional, could use more features
Rowdy Crowdy
This app works well for keeping up with balances and tracking debt reduction. It is easy to use. Would be nice to have a feature that showed where debt started and how much you’ve paid.
Would be 5 if only...
RyDel81
Similar to what another reviewer said, I dislike the fact that even if you’ve added a payment for let’s say May, the app continues to calculate everything based on you owing a payment until it is no longer May. Then, once it really is June, the app switches to June and calculates as though you made your May payment. I too feel like this should be a pretty easy thing to fix. Once you add your payment for the month, the app should recognize it as paid and recalculate. It really throws off the amortization table, estimated payoff dates and interest saved figures. All that being said, it’s still the best I’ve found for the purpose of the snowball feature.
Enough with the “add-free” pop up window!
azanonymous
How often do I need to be reminded that there’s an“add-free version”? That pop up windows can be quite distracting.
Mortgage balance goes up
Weylansbeffie
Mortgage balance goes up when making an extra principal payment. And not even by the amount that was paid, aggravated
Great idea, but payoff calculator is off by a month
Fauxvirho
I entered monthly debts as paid for current month, but when I look at the snowball calculations, it plans yet another payment being applied for the same month. Due date doesn’t matter - so if the current date is the 20th, the due date for a debt was the 10th and you paid it at any point with that same month (doesn’t matter if paid early or late) - it doesn’t care and still plans an additional payment being paid for current month.
It’s a great tool...
hdr4350
It’s a really great told to assist in getting you out of debt. It’s not perfect but a lot better than others I’ve tried PLUS it kept me on track and got me out of debt.
Can’t share in the cloud
MedicWife2377
I love this app but it never works in the cloud. My husband is unable to get his to sync. If that features worked correctly I’d give it 5 Stars.
Effective
P Pr
This app helps to show you how to pay down your debts. I have a problem with trying to enter a reoccurring payment but other than that, very helpful for identifying a solution for getting out of debt.