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Debit & Credit

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.
Category Price Seller Device
Finance Free Ivan Pavlov Pty Ltd iPhone, iPad, iPod

• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.

• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.

• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.

• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.

• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.

• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.

• Bank reconciliation mode (iPad & Mac only)
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.

• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.

• Color Themes
Eight color themes are available for selection in the app settings in case if you want to customize your experience.

• Powerful features
Split categories, pending transactions, transaction export, file attachments (with sync), transaction tags, 3D Touch and Touch ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.

• Mac version of the app
You can download OS X version of the app on the Mac App Store. It has even more features (including super useful widget for adding new transactions) and syncs fast with the iOS companion via iCloud.

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In the free version of the app you can create an unlimited number of transactions every day. However, to have more than two accounts in the app, you will need to purchase Premium version for $2.99.

In case of any questions please don't hesitate to contact [email protected].

Reviews

Mark
Markdpy

Software Writer emailed me clarifying on how to show balance. Thanks


Great app. Having an issue after recent updates.
Rybo92

Love app but now it has not been displaying payee in each saved transaction after the last app updates, unless you go to the edit screen of the saved transaction you want to see the payee of. Restarted app. Reinstalled app. Signed in and out.


Great app
Na34744

I’ve used Accounts 2 for years and loved it, however it has not been updated in over a year so no longer functions properly. I have been searching for a similar app and found this one. It does everything the other app did and more. The learning curve was minimal and I was up and running in no time plus I sent a question to the developer and received a response the same day! If you are looking for an easy to use but fully functional finance app I highly recommend this one.


I’ll never switch
Kcampbell1390

I am someone who has tried almost every budget app there is. I even created my own spreadsheet on numbers/excel in the past because I couldn’t find an app I liked. Then a few years ago I found Debit & Credit. I have loved it from the beginning and I don’t even try to look for new budget apps to use anymore. Every time I email support, they are very responsive and helpful. This app is perfect and easy to use. Highly recommend this one. Thanks Debit & Credit!!


The BEST hands down!!! ?
JadonB

I’ve used MANY finance apps both big and small. This is by far the best personal finance management app you could find, PERIOD! I’m not one for subscription services either, but this is COMPLETELY worth the money. The new interface is amazing and intuitive, it feels stable, the syncing is great, and I use on daily. It’s helped me manage my finances and I’m willing to bet it will help you with yours.


Update 09/17/2020
Shehaslived

09/17/2020 - Everything that I have wanted. I had to do my review right away. It is absolutely perfect now. The best investment I have ever made in myself. The premium version is worth it. I have and will continue to use the app for years to come. Awesome job to the developer. 05/27/2020 - Could you please allow transfers to be tagged and marked as refunds. For my Credit Card Account most and all of my transactions are transfers to it pay down. Sometimes me and my boyfriend go out to eat and I pay with my credit and sometimes he sends me half the money back. On other transactions (non-transfers) you can click on an item and select "refund" and select how much you were refunded and then it would lessen the impact of your spending in the plans tab. It would be helpful if that could also include transfers. ———————————————————— First and foremost, I love the app and the freedom it gives users to customize it based on their lifestyle. I have had the premium version for 4+ years. If it weren’t for the following I would definitely give it 5 stars. Okay now for the change we have been waiting for. I’ve been waiting for more colors for forever!! White would be great. It’s easier on my eyes and would go good with iOS dark and light mode. However that’s just minor. I really need a graph put up top before the accounts showing monthly expenses, savings, or income. This could be managed with a sort menu for each account if you have multiple. Or you could see all at once. To see it when I open the app would be great! Or even my "Financial Plans for the month" when I first open the app would be great. I know you can find graphs and plans in the tabs but something I have to go looking for usually doesn’t get used. I almost never use the reports tab because it’s hidden. The accounts could be minimized so it doesn’t take up so much space. Thank you to the developer, but can we get an update as nice as the desktop version. I have tried dozens of other budgeting app like trubill, mint, nerdwallet, and more but I always come back here (partly because I’m cheap and I paid for premium so I will use it). These updates would make it everything I’ve looked for.


Like it--- I used to use Moola on android
asisonlascosas

Update September 2020: new update looks slick!! I’ve been using for YEARS now! I do miss just tapping the balance on top and seeing it switch from uncleared to cleared balance.....helped see how much I have and how much I “really” have in a sec. Other than that it’s the best. Update: it has the 'pending' feature I asked for! Awesome app. ? Original:This works very well to keep me on check. I like that I can leave all my bills as 'pending' so I can see both what my balance is and what my 'real' balance is. Nice job developer! Only thing I would like to see is to be able to set "scheduled" transactions as "pending" as an option. Thanks developer!!!!!!


Nice iOS 14 refresh
EggsWithKetchup

I’ve been using this app for several years with no complaints!


New Layout
zebrent

I love the new layout for iOS 14. App is frequently updated and it always gets better. I was incredibly distraught when my old balancing/budgeting app went into desolation after lack of updates. It was the best thing that could have happened since it forced me to find this app. And this app far outperforms all others!


It just keeps getting better!
Jillypooh

I’ve been using this app for years to keep up with my checking account. Looking to see how much money I have in the bank before I shop doesn’t work for me because I inevitably forget to allow enough for my bills. This app lets me go ahead and deduct all my bills, even if I haven’t officially paid them yet, so that I always know how much money I really have. Over the years I’ve tinkered with the categories and really streamlined it and I can enter a purchase in seconds. Love the new clean look with iOS 14! Especially the color coding that turns income green and expenses red.


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