The Changed App
| Category | Price | Seller | Device |
|---|---|---|---|
| Finance | Free | Changed Inc. | iPhone, iPad, iPod |
“…I already feel like it is helping me make a dent in my student loan debt. It is super simple to use, and I enjoy checking to see how much I’m saving. I also love the updates they give you on how much you are saving when they send your round-up receipts. Overall, I think it’s a great resource!”
- Sam, a ChangEd member
“I’ve been able to send an extra $1,000 over the last year to my student loans without effort! What a great idea. Using your spare change to pay your student loans.” -A review from Leslie
Collect change, pay down Student Loans, get out of debt sooner, and save money! Download the app that has helped send over $9 Million in extra student loan payments for our members. AKA the Squirrel Squad.
You have student loans...we all do (including all of the founders of ChangEd), and it's the biggest burden in our lives. Committing to 10,15, 25 years of repayment is no joke. ChangEd shortens your repayment and gets you out of debt sooner.
How does The ChangEd App work?…
•Spare change roundups
Simply link your main spending cards and we do the rest and save for you automatically. ChangEd aligns with your natural spending, makes small roundups to the next dollar, and applies the accumulated change toward your student loans.
•Link Multiple Student Loans
ChangEd covers all student loan servicers. From Navient, Great Lakes, AES, FLS, SoFi, MOHELA, Nelnet, Earnest, and many more. Link your student loan in your main hub and track your savings in your ChangEd dashboard!
•BOOSTing your savings
You also have the option to BOOST your savings directly in the app and knock out those student loans when you have an extra $20 here and there.
•Automate savings and payments
ChangEd runs in the background to save for you and automatically send payments. Set-it-and-forget-it. ChangEd makes transfers to your personal FDIC-insured ChangEd account based on the roundups from your everyday purchases. Once your ChangEd balance reaches $100, we automatically send a payment to your student loan servicer to be applied as an extra payment! Sit back and take years off of your repayment!
•Rewards for Saving and sharing
ChangEd PERKS is the only program that rewards you for getting ahead of your student loans. Earn points for completing milestones in the app.
•Student Loan Resources
Resources to help you learn more about your student loan debt and how to pay it off sooner.
**Average users save $50-$60/month in spare change roundups**
**Link a multiple credit/debit cards to analyze for roundups**
**ChangEd charges a simple $1/mo from your ChangEd balance**
**Roundups and savings are automatic! So are the time-and-money saving payments toward your student loans!**
**Contact [email protected] if you have any questions! We’re here to help.**
ChangEd reduces the need to budget for additional payments toward student loans because it aligns with your natural spending and automates the whole process. Just use your spending card as you normally would and watch your accumulated change become a powerful tool to help pay down those loans and be free from the burden of student loan debt. Join the student loan revolution and save thousands of dollars and gain years of your life back.
R.I.P. Student Loans!
Reviews
Super Stoked
MissyHood
Just got my first payment sent and I am SO HAPPY about it! I started using this app in Dec 2019 when I seen it on shark tank. I was kinda skeptical at first but omg! It’s great. Every dollar spent is rounded up even a whole dollar is rounded to nearest dollar. In 3 months I was able to put $100 towards one of my loans! I haven’t even started making payments on them yet, I just finished my degree last week. This is extremely helpful in getting that balance down sooner. $100 every 3 months really adds up so you may not think it’s worth the hassle of linking you account(s) and your loan(s) but it is totally worth 10min of screen flipping to save an extra $400 a year towards your student loan.
Can’t connect to bank account
dreamer1998
I have been in contact with customer service weeks ago trying to connect with my bank account. They said they would work on it and get back to me, but I have heard anything since. Then afterwards my emails continually keeping saying missing account information. I would like to utilize this service, however Im very disappointed in the way customer service has not kept me updated on the progress. If this continues, I’ll be deleting the app off my phone and just continue to pay my students loans the regular way:(
Stole Money
Rivskidd
Started using this app a little over a month ago. Racked up $56. Not much for my student loan but hey it’s something. I tried to submit the payment with no success. I tried to call them but guess what?, they don’t have any number for customer support. I ended up sending an email and they seemed to have fixed my issue. Sent the payment a few days before my loan was due and it never came. I think they have a great idea going but with no customer support and after not sending my money, I will warn all my friends trying to pay off their loans NOT TO USE THIS APP.
So easy and simple
wwatts16
I love this app. I have made two payments so far using it and I have no complaints. It’s a super easy way to save money on your loans and I don’t even have to think about it. I just buy stuff that I normally would and now I am saving at the same time. Great app!
Feels like this company stole my money.
B. B. Beasley
I deleted this app because two withdrawals had been made from my account without showing up on my student loan. I emailed and got a robot response that was not helpful. I’m out $20.00. I couldn’t keep the app connected to my checking account because I didn’t want them taking anymore of my money. Now I have to call the bank and see if they can help.
Can’t escape
imperfecktion
I kinda liked the app at first but after a while, my transfers stopped and I didn’t know why. I tried contacting customer support and nobody got back to me for a while. When they did finally respond, they didn’t actually answer my question or fix my problem. Eventually I got to the point where I couldn’t afford the roundups/didn’t want to use the app anymore and I can’t figure out how to cancel it. The best I could do is pause transfers for a few months but it always starts back up again. The app is a good idea but it’s execution is not good and now I feel trapped by this app.
Incrementally decreasing my son’s college debt
John Fargo
This app is easy to set up and then the rest just happens for you automatically - rounding up my purchases and paying it towards my son’s student loans, each time my roundups reach $100. At the pace of my spending, I’m guessing I’ll end up contributing about $500-$600 per year to my son, without me really even noticing it through those individual roundups.
Great idea BUT fell way short!!!
clarkkent71
Saw the app on shark tank and thought it was a great idea. Had it for a few months and kept having linking issues with loan & bank, such a hassle to update every time I opened it. It said I had over $100 but never transferred to loan. Nice try but swing and a miss! I put in to cancel my acct we’ll see how long that takes??? Unsatisfied customer
